0% Business Credit Card Funding

Secure Up to $300K at 0% Interest for Your Business

White Sand Funding helps entrepreneurs access 0% introductory business credit cards, corporate credit, and expert coaching strategies that maximize your funding results.

✦ On average, our clients receive 70% more in funding than they do on their own.

Pre-Qualify Now — It's Free View Programs →
No Hard Credit Pull
700+ Credit Score
Funded in 14–21 Days
Sample Funding Summary
$175,000
Interest Rate0% Intro APR
Intro Period12–18 months
CollateralNone Required
Funding Rounds3 over 12 months
Round 1 Complete — Funds Received
$300K+
Max Funding Per Client
0%
Intro APR on Credit Lines
14–21
Days to First Funding
70%
More Funding vs. Going Alone
Why It Works

A complete credit and funding system — under one roof

White Sand Funding combines 0% business credit access with a full suite of credit-building and funding services — everything you need to maximize your capital position.

0% Introductory Offers
Access 0% interest business credit for 6 to 18 months — fund marketing, inventory, payroll, real estate, and more without a dollar of interest charges.
Flexible, Unrestricted Use
Pay vendors, contractors, and suppliers — even those who don't accept cards — using compliant bill pay tools. Use your funding however your business needs.
No Collateral or Equity
Keep full ownership and control of your business. No assets pledged, no equity dilution — just clean, accessible working capital on your terms.
Education That Pays Off
Learn to manage, leverage, and recycle your credit lines for ongoing growth — turning your business credit into a long-term capital engine.
Our Services

Every tool you need to build credit and access capital

From credit repair and tradelines to shelf corporations and business funding — we manage the full process so you can focus on running your business.

Shelf Corporations
Pre-established aged business entities that provide immediate credibility with lenders — complete with EIN verification, clean ownership transfer, and business banking setup positioning.
  • Aged entity history for improved lender perception
  • Clean ownership transfer & documentation
  • Structured for immediate funding readiness
Tradelines
Strategic authorized user accounts added to your credit profile to increase average account age, lower utilization ratios, and strengthen your overall approval position with lenders.
  • Increase average age of accounts
  • Reduce utilization ratios
  • Selected by limit, age & reporting consistency
Credit Repair & Optimization
A systemized process for removing inaccurate or unverifiable negative items from your credit profile — so you present the strongest possible picture to lenders.
  • Late payment & collection removals
  • Inquiry & charge-off disputes
  • Full profile optimization
Personal Funding
Position yourself for high-limit personal credit approvals using 0% interest strategies, smart application sequencing, and credit maximization techniques.
  • 0% interest personal credit strategies
  • High-limit approval positioning
  • Application sequencing & leverage strategies
Business Funding
Structured access to business credit cards and lines of credit — using no-doc and full-doc pathways, profile alignment, and funding stack strategies to maximize what you receive.
  • Business credit cards & lines of credit
  • No-doc and full-doc pathways
  • Funding stack strategies
Corporate Credit Building
Build a strong business credit profile that reports to Dun & Bradstreet and other commercial bureaus — opening doors to non-personally guaranteed accounts and institutional financing.
  • D&B profile establishment
  • Non-personally guaranteed pathways
  • Long-term credit foundation
Our Programs

Choose the program that fits your goals

Both programs include dedicated coaching, multiple funding rounds, and access to up to $300K+ in 0% introductory business credit.

White Sand Funding Program
$999
+ 10% of funding obtained
700+ Credit Score Required
  • Funding Potential: Up to $300,000+ in 0% intro business credit lines (6–18 months)
  • Speed to Funding: First round typically in 14–21 days
  • Structured Growth: Up to 3 funding rounds over a 12-month term
  • Dedicated Coaching: 1-on-1 expert guidance for the full 12 months
  • Corporate Credit Building: Assistance establishing a strong D&B profile
  • Business Entity: Help structuring or verifying your entity and EIN
  • Performance-Based Fee: The 10% coaching fee is paid only from the funding you receive
  • 60-Day Money-Back Guarantee if no business credit cards are obtained
Get Started — $999 Today Pre-Qualify First — Free
Already a client? Sign in to your portal
Our program includes a 60-day money-back guarantee if no business credit cards are obtained through our process.
Simple Process

Simple, guided, and transparent — start to funded

Our proven 5-step system takes you from pre-qualification to funded business credit cards in as little as 14–21 days.

01
Pre-Qualify
Complete a quick form to estimate your potential funding amount. No hard credit pull required at this stage.
02
Meet Your Funding Coach
Get matched with a dedicated specialist who builds your personalized funding plan and strategy.
03
Credit Review & Strategy
We structure your credit profile to maximize 0% business credit card approvals across top issuers.
04
Funding Rounds
Receive your business credit cards in one or multiple rounds over your 12-month program — up to 3 rounds total.
05
Ongoing Coaching
Learn to use, manage, and recycle your credit lines for continuous business growth beyond the intro period.
Complete Funding Foundation

Expand beyond business credit cards

We help you build a comprehensive capital strategy — not just a single round of 0% credit.

Corporate Credit Solutions
Learn how to build business credit that reports to bureaus like Dun & Bradstreet — creating a foundation for non-personally guaranteed accounts and stronger institutional financing as your business matures.
Traditional Loan Strategies
Our coaches help you prepare for term loans, lines of credit, and other financing options that complement your business credit card funding — building a complete, layered capital foundation for long-term growth.
How Entrepreneurs Use It

Fund what your business actually needs

0% business credit is one of the most flexible forms of capital available. Here's how our clients put it to work.

📦
Inventory & Purchasing
Stock up before peak season or lock in bulk pricing without straining cash flow.
📣
Marketing & Advertising
Fund paid ads, content, and campaigns at 0% interest during your growth phase.
🏢
Real Estate & Leasing
Cover rent, deposits, or real estate expenses using compliant bill pay services.
👥
Payroll & Staffing
Keep your team paid and your operations running during gaps or growth transitions.
🛠️
Equipment & Technology
Invest in the tools and software that drive efficiency — interest-free for up to 18 months.
🤝
Vendors & Contractors
Pay suppliers via bill pay tools even if they don't accept credit cards directly.
Client Results

Real business owners. Real funding.

Our clients consistently receive more funding, faster — with expert guidance at every step.

★★★★★
$210,000 Funded
I tried accessing business credit on my own for months — rejections everywhere. White Sand walked me through the entire process, structured my credit profile, and I had my first round in under three weeks. The coaching alone was worth the program fee.
MR
Marcus R.
E-Commerce Store Owner, Atlanta GA
★★★★★
$155,000 Funded
I was skeptical at first — 0% interest sounded too good. But my funding coach explained every card, every step, and every detail. We completed three rounds over the year and built real corporate credit along the way. Genuinely the best move I've made for my business.
SL
Sandra L.
Logistics Company Owner, Dallas TX
★★★★★
$290,000 Funded
My partner and I enrolled in the Elite program together and came out with nearly $290K in 0% credit lines. We used it to scale our Amazon business significantly. The ongoing coaching kept us from costly mistakes with utilization. Highly recommend to any serious entrepreneur.
JK
James K.
Amazon Seller & Entrepreneur, Phoenix AZ
Your Results Are Protected

Your investment is backed by our guarantee

Our program includes a satisfaction guarantee. If no business credit cards are obtained through our process, you may be eligible for a 60-day money-back guarantee (minus a 4% processing fee). We succeed when you succeed.

Pre-Qualification

See how much you could receive — in minutes

No hard credit pull. No commitment. Just a clear picture of your 0% funding potential.

  • 700+ personal credit score typically required
  • No hard pull during pre-qualification
  • You'll be matched with a dedicated funding coach
  • First funding round typically within 14–21 days
  • 256-bit encrypted and secure data handling
Pre-Qualify for 0% Funding
Takes under 3 minutes. No commitment required.
By submitting, you agree to our Terms of Service and Privacy Policy. Pre-qualification does not guarantee funding. All funding comes in the form of business credit cards subject to lender approval. Individual results vary. White Sand Funding is not a lender or credit repair organization.
Talk to a Specialist

Schedule a free strategy call

Have questions about the program or want to see how much you could qualify for? Book a no-pressure call with one of our funding specialists.